Affordable Online Therapy Solutions: What to Know

Thursday, June 13

Therapy can help you work through issues, resolve trauma, manage a mental health condition, improve relationships, and much more. But finding affordable therapy services may be a challenge. Some services may not fit your budget, or you might not have insurance to help cover some or all of the cost. 

The increase in telehealth and online therapy options in recent years has helped many. These services offer more accessibility and convenience — and they might also provide you with a budget-friendly solution. 

Many factors determine the fees that therapists charge for services, including online therapy. But this option may offer lower rates in some cases. In the following sections, we’ll explore online therapy to help you find an affordable option that best suits your needs and budget.  

Why online therapy sessions can be a good option

Meeting with a therapist face-to-face in person is the traditional way to go through therapy. With multiple online platforms offering these services, though, more and more individuals are choosing to meet with a therapist in a virtual setting. 

Online counseling services have been shown to provide effective help for depression and other mental health issues. And it offers some advantages compared to in-person therapy. Below, we’ll go over a few of the main benefits that online therapy often provides. 


Do you have a hectic schedule? Do you live in a rural or remote area? Virtual therapy provides greater accessibility and convenience for people in these situations. Flexible scheduling allows you to set up appointments that fit your personal schedule. That way, you don’t have to worry about taking time off from work or making other changes to your schedule in order to attend sessions. 

Online therapy can take place anywhere, as long as you have a reliable internet connection. You can attend these virtual sessions from the comfort of your home or any other space that gives you privacy. This is a major advantage for people who can’t meet with a therapist in person due to physical mobility issues, lack of transportation, or a lack of therapists near them. 

With the flexibility of online therapy, you don’t have to travel to and from your sessions. That’s a significant benefit if you have a busy lifestyle or limitations that make seeing a therapist in person a challenge. 


For some people, meeting with a therapist may make them feel stigmatized. This stigma about mental health may be due to cultural outlooks, personal beliefs, or other factors. Being able to meet with a mental health professional online may be a more appealing option in these situations. It allows you to get the help you need in a discrete and private way. 

The privacy that online therapy offers may also be appealing if you prefer a more confidential setting for other reasons. You might feel more comfortable discussing your emotions and experiences in a virtual setting rather than in a therapist’s office, for example. 

For those concerned about online privacy during these sessions, or those wondering how therapists ensure your personal information is protected and secure, your worries are valid. However, it may help to know that online therapy platforms often use encryption and other security measures to keep client data safe and confidential. 

Lower costs 

Does online therapy or teletherapy cost less than in-person therapy? The cost of therapy can depend on certain factors. Some therapists charge the same fees for traditional in-person sessions and online sessions. 

You might find providers who charge less, such as those on platforms that only offer online therapy. Providers who only offer virtual sessions might have reduced overhead, such as the cost of renting an office — and that might allow them to charge lower fees. However, keep in mind that the costs of online therapy options also depend on insurance coverage. 

If you plan on looking for online therapy options, compare costs and fees. Find out what your health insurance covers to determine how much you can expect to pay. 

Online therapy might provide a more cost-effective option for you in other ways. It can save you money from not having to take public transportation or drive your car to and from sessions. You can set up appointments outside of work hours, so you don’t have to miss work. These savings can add up over time as you continue working with your online therapist. 

What to look for in affordable online therapy websites 

How do you choose an online therapy service that fits your budget? With multiple services available, it’s important to look for certain things before deciding which to use. Going with the one that offers the lowest costs may not always provide the quality or resources you need. Below, we’ll explain some of the top things to look for in affordable online therapy platforms. 

Licensed therapists and providers 

In order to get effective help, you’ll need to find an online therapy service that employs or partners with licensed and accredited mental health professionals, including therapists and psychiatrists. These providers have the expertise and training needed to help clients with mental health conditions or specific concerns. 

When comparing platforms, look for ones that only employ licensed and accredited providers. Each provider should have to meet certain standards or qualifications in order to join the platform, such as being independently licensed and having a master’s degree or doctoral degree in the mental health field. This includes therapists, counselors, social workers, psychiatrists, and psychiatric nurse practitioners. 

Range of services 

Think about the kind of help you need or why you’re seeking therapy. Are you and your spouse trying to reconnect? Do you experience anxiety or depression? Or do you have a diagnosed mental health disorder that you’re trying to manage?

Check the range of services different online therapy platforms offer. Look for one with the kind of care you need, such as individual therapy, family therapy, or couples therapy. 

You can also look for providers who specialize in using a certain therapeutic approach, such as dialectical behavior therapy (DBT) or cognitive behavioral therapy (CBT). If you’re dealing with a specific disorder or issue, look for these services or providers with the right specialization. 

Customizable treatment plans 

There isn’t a singular approach to mental health treatment. Everyone’s situation and therapy goals are unique, depending on what they want to achieve and what they’re struggling with. That’s why it’s important to find an online therapy platform that offers personalized treatment plans. 

These customizable plans help ensure that you get the exact treatment you need. Therapy designed with your goals and circumstances in mind may give you a better opportunity to improve your mental and emotional well-being. Whether you’re looking for help with a mental health condition or want to tackle a specific issue, look for platforms with personalized care. 

Support resources 

Your therapy sessions are vital to recovering or improving your emotional wellness. However, you might also benefit from using other mental health resources. Some online therapy platforms provide these resources, making them convenient and easily accessible. 

You might have access to a collection of helpful online articles to read for more in-depth information on specific topics. Some platforms offer virtual workshops to help you practice using the skills you learn during your therapy sessions or to get additional information on mental health topics. 

You might also find self-help tools that help you apply what you’re learning, manage stress, or accomplish other tasks, such as worksheets and apps. 

Why SonderMind is a good, affordable online therapy solution 

SonderMind offers affordable online therapy with licensed therapists and psychiatrists. After answering a few questions, the platform connects you with a mental health professional who meets your needs. 

Different types of therapy are available, including individual, family, and couples therapy. SonderMind also provides multiple modalities or formats to choose from, such as live video, audio, and text. This allows you to choose a way to communicate with your therapist that works best for you. SonderMind also offers a personalized dashboard and questionnaires to keep track of your journey.

SonderMind offers mental health care services for a wide range of issues and conditions, such as depression, relationships, eating disorders, ADHD, grief, and anxiety. Providers are from diverse backgrounds and have clinical specialties that help ensure each person receives the right care.

What makes SonderMind affordable? Providers take most major insurance plans, along with some Medicare, FSA, Employee Assistance Program (EAP), and HSA plans. Self-pay options with transparent pricing are offered for those without insurance. 

How to choose the right online therapy solution for you

So, how can you make sure you choose the most suitable and helpful online therapy or psychiatry solution? As you compare different platforms that offer low-cost or affordable online therapy, use all of the following tips to help you make your decision and find the right therapist.  

Assess what you’re looking for 

Think about what you want to accomplish in online counseling. What are your mental health needs? Identify the kinds of issues you struggle with, such as feeling anxious in social settings or having trouble communicating with others. Knowing your mental health needs helps you find a solution that works for you. 

What kind of therapeutic approach are you looking for? Psychotherapy or talk therapy, such as cognitive behavioral therapy, can help you learn more about your thoughts, emotions, and behaviors. Or you might focus on learning to tolerate distress, depending on the type of therapy you choose. If you’re not sure, your therapist can determine which type is most suitable for you.

Setting goals is another important part of therapy. What skills do you want to learn? What are you hoping to improve with help from your therapist? Having an idea of your goals helps you find the right solution.

Consider provider qualifications and specialties 

Before choosing an online platform, always research the provider's qualifications. This is to make sure that the platform has providers who are licensed and have the expertise you need for effective care. 

Depending on the issues or mental health condition you’re seeking help for, you should also research provider specialties. For example, some providers might specialize in couples therapy. Other online therapy providers might specialize in helping individuals process trauma and manage post-traumatic stress disorder (PTSD). 

You’ll also want to make sure you and your therapist are a good fit. The therapeutic alliance or relationship is a key part of successful therapy. This goes beyond a therapist’s qualifications and specialties. While looking through provider profiles, do you feel a connection to them? This may indicate that you’ll be able to build a positive therapeutic relationship with them. 

Evaluate the platform’s tools and features 

Choosing an online therapy platform involves more than looking for the right provider. Check the tools and features that are offered to see if they fit your lifestyle and therapy goals. 

Some platforms offer the option to communicate with your therapist through video calls, phone calls, or text messages. Which are you more comfortable with? Do you need flexible scheduling for a busy lifestyle? Look for a platform with 24/7 availability and convenient scheduling options.

What supportive tools are available? These tools can be a valuable part of your therapeutic experience, enhancing what you learn or providing other benefits. Some platforms offer the ability to track your mood or do interactive exercises, for example. 

Understand pricing and insurance coverage

Online therapy may offer an affordable solution, but this depends on the platform you choose. Some places offer subscription plans at a price that includes multiple sessions. Others offer a pay-per-session therapy plan, where you pay for each visit. 

Insurance coverage may help reduce your online therapy costs. But not all platforms take insurance. If the platform you choose does accept your plan, get details on how much is covered or how many sessions, as well as out-of-pocket costs, like copay and deductible amounts. Make sure the provider is in-network. Get in touch with your insurance provider before you start therapy to get this information.

Some platforms might offer financial aid or assistance for those who may not be able to afford regular rates, such as a sliding scale. As you compare platforms, look for transparent pricing. This helps you avoid the stress and financial burden of having to pay for hidden costs. 

Read reviews and testimonials 

What do other people think of online therapy platforms? Reading reviews and testimonials helps you find out about others’ experiences. Getting insights from other people can offer a valuable perspective on how satisfied they were and how effective the service was for them. 

Choose SonderMind for affordable online therapy 

When you need convenience and value privacy, online therapy can offer the right solution. Being able to find affordable mental health services while meeting with a therapist in a virtual environment can help ensure you receive the care you need. 

SonderMind offers all of these benefits and more: A strong commitment to providing licensed and experienced therapists, a wide range of customizable services, and transparent pricing make SonderMind the best online therapy solution.  

Are you ready to start getting affordable online therapy? Let SonderMind connect you to a provider who offers the mental health support you deserve.


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